October 16th 2008

The final six episodes of Insurance Insight are now in rotation on WITF-TV public television, and are available for download or viewing in the Insurance Insight section of our web site, and in the iTunes Store.

Insurance Insight is a 12-part video series featuring a brief overview of common insurance-related topics, produced through a partnership between The Insurance Alliance, Westfield Insurance and WITF-TV.. The series gives consumers the education they need to make informed decisions when it comes to making sure their valuable assets are protected. Each episode features a different topic and speaker from our area.

The six new episodes feature:

• Actual Cash vs. Replacement Cost: Ray Shirk, the President of The Securus Group, a member of The Insurance Alliance of Central PA, explains why it is critical that the consumer understand the difference between actual cash value and replacement cost insurance coverages.

• Deductible 101: John Hine, the President of the Hutchison Insurance Agency, a member of The Insurance Alliance of Central PA reviews the basics of insurance deductibles – what they are, how they work, and the benefits and disadvantages of higher deductibles.

• Personal Umbrella Policy: Jim Thomas, Partner at Thomas Thomas & Hafer, explains how a personal umbrella policy provides extra protection beyond that afforded with standard automobile and homeowner’s insurance coverage, at surprisingly affordable rates.

• Teen Driver: Bill Dugan, a Driver Education teacher at Central Dauphin School, talks about what to do when the teen in your house obtains their driver’s license, and how you can save money on your car insurance when it happens.

• What to do After An Accident: Carolyn Morris, the Director of the Bureau of Consumer Services of the Pennsylvania Insurance Department, reviews the things you need to do after an auto accident to keep yourself and others safe, and to protect your interests from an insurance perspective.

• Identity Theft: Rita Hollada of Insurance Agents and Brokers of PA provides a general explanation of identity theft, and some of the insurance options you can obtain to help protect yourself.